We’ve all heard the stories of people who’ve saved decades for retirement, only to watch it vanish in one bad investment. We’ve also heard stories of people in their seventies and older who still have
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Improve Your Personal Finances by Setting a Realistic Budget
Having a budget that you consistently stick to can help you keep your cost down on a weekly and monthly basis, giving you more money to save and invest. While saving a small amount of
Continue ReadingThe Emotional Side of Saving Money
Saving money is a lot more about self-discipline than about how much you make. Everyone wants to save money, but very few people actually maintain a successful savings plan. Why is that? How do you
Continue ReadingWhy You Should Track Your Expenses
One of the most important habits you could develop for your personal finances is to track every expense in your life. It doesn’t have to take a lot of time or energy and you don’t
Continue ReadingSimple Ways to Save Money on Everyday Items
Aside from car payments and rent/mortgage, most of life’s expenses are made up of many small transactions. From shopping for groceries to buying household items, it’s not the big expenses that get us but the
Continue ReadingHow to Wipe Out Debt Your Personal Once and For All
There’s nothing that destroys finances quite like debt. In small payments, it seems inconsequential – But over the months, years and sometimes even decades, the debt adds up and you end up paying astronomical sums
Continue ReadingCompulsive Shopping Can Wreck Your Finances
Shopping is something most people love. But often the thrill, excitement, and absorption becomes such that an ordinary hobby or time filler becomes an addiction. A shopping addiction like drugs, alcohol, or gambling is a
Continue ReadingPersonal Financial Planning Can Be a Profitable Business
A business in personal financial planning can be a great venture for stay-at-home moms. If you know your money, if you know the rules of money, and if you know how to network and convince
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