Pardon Research

We’ve all heard the stories of people who’ve saved decades for retirement, only to watch it vanish in one bad investment. We’ve also heard stories of people in their seventies and older who still have

Having a budget that you consistently stick to can help you keep your cost down on a weekly and monthly basis, giving you more money to save and invest. While saving a small amount of

Saving money is a lot more about self-discipline than about how much you make. Everyone wants to save money, but very few people actually maintain a successful savings plan. Why is that? How do you

One of the most important habits you could develop for your personal finances is to track every expense in your life. It doesn’t have to take a lot of time or energy and you don’t

Aside from car payments and rent/mortgage, most of life’s expenses are made up of many small transactions. From shopping for groceries to buying household items, it’s not the big expenses that get us but the

There’s nothing that destroys finances quite like debt. In small payments, it seems inconsequential – But over the months, years and sometimes even decades, the debt adds up and you end up paying astronomical sums

Shopping is something most people love. But often the thrill, excitement, and absorption becomes such that an ordinary hobby or time filler becomes an addiction. A shopping addiction like drugs, alcohol, or gambling is a